Top Ways to Make Extra Money for Life's Little Emergencies

Top Ways to Make Extra Money for Life's Little Emergencies: If you don't have a substantial bulk of money saved up for life's little emergencies – such as a broken boiler or vet's bills – you probably have a niggling feeling in the back of your mind. While it's ideal to keep a small savings account to cover you in the event of accident and emergency, this isn’t always possible. Follow these few simple tips and you'll build up 
a safety net of cash in no time. You can also get a short term loan which you can repay on your next payday, maybe after you’ve made some money in the ways mentioned below?

Sell Things Online

Most people have mounds of clutter in their home that they never actually use. Are you one of them? Have a good look through every item in your home and decide whether or not you really need it. If not, could you sell it? Listing things on online retailers such as eBay or Gumtree is a great way to bring in a little extra cash.

Cancel Unnecessary Direct Debits

Are you up to date with all the payments being taken from your account every month? It's not uncommon for people to be paying for services they don't even use any more, such as magazine subscriptions they no longer read, a gym they don't attend any more, and sky-high mobile phone bills covering more minutes and data than you could ever possibly use. Take some time to go through your bank statements and assess each outgoing and whether it's really necessary. If it's not – cancel it!

Use Cashback Websites

Cashback websites are one of the easiest ways to secure a small stream of incoming money without having to go to any extra effort. Simply use a cashback site for all the things you would normally buy, and you could get between 0.5-5% back on everything you spend, which can add up to quite a nice sum at the year's end! If you find a good site, you should have no problem signing up for a cashback plan that lets you choose when you get your money back, weekly, quarterly or annually.  

Take in a Lodger

Have your kids grown up and left home, leaving you with an empty bedroom or two? You could bring in a handsome amount of extra cash each month simply by letting the room out to a lodger. And the best part is you don't even need to pay tax on the first £4250 you make.

These are just a few simple, easy ideas to bring in a little extra money to help tide you over during the lean months, and of course the short-term loan is still an option when you need a bit of money quickly. With a little imagination there are many other ways you could make some extra dough too, such as renting out a parking space, taking on a side job, or spending your free time filling out surveys online.

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